The changing world of group health insurance

J. Gabel, C. Jajich-Toth, G. De Lissovoy, T. Rice, H. Cohen

Research output: Contribution to journalArticle

Abstract

This article examines: (1) comparative enrollments in conventional insurance, HMO, and preferred provider organization (PPO) plans; (2) choices that employees face in their menu of plans; (3) market shares for commercial insurers, Blue Cross-Blue Shield plans, and independent plans; (4) utilization review among different health plans; (5) the importance of self-insurance in today's marketplace; (6) the cost of family and individual coverage for alternative plans; (7) increases in premium costs among plans during 1986-1987; and (8) employers' satisfaction with current health plans. We conclude by assessing private health plans' ability to control the reemerging outbreak of inflation in the health care sector.

Original languageEnglish (US)
Pages (from-to)48-65
Number of pages18
JournalHealth Affairs
Volume7
Issue number3
StatePublished - 1988

ASJC Scopus subject areas

  • Health Policy
  • Nursing(all)
  • Health(social science)
  • Health Professions(all)

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