Is the individual market more than a bridge market? An analysis of disenrollment decisions

M. Susan Marquis, Melinda Beeuwkes Buntin, José J. Escarce, Kanika Kapur, Thomas A. Louis

Research output: Contribution to journalReview articlepeer-review

Abstract

The individual insurance market is perceived by many to provide primarily transition coverage, but there is limited research about how long people stay in this market and what affects their disenrollment decisions. We examine these issues using administrative records and survey data for those enrolled in the individual market in California. We conclude that there is less turnover in this market than is commonly believed. We find that economic factors and coverage characteristics are important in the decision to disenroll, but that perceptions about insurance and the health care system also affect this decision.

Original languageEnglish (US)
Pages (from-to)381-396
Number of pages16
JournalInquiry
Volume42
Issue number4
DOIs
StatePublished - 2005

ASJC Scopus subject areas

  • Health Policy

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